SEM Power strives to maximize the value of our client’s resources through commercial solar financing and lease options

Need solar panel installation? Solar and Battery Energy storage financing solutions exist for every budget and organization type. No matter the size of your project, SEM Power has you covered with our extensive financing solutions and lending partners.

SEM Power offers financing guidance in 3 categories:

Capital Purchase

For companies interested in owning a solar system, a cash purchase has a high return on investment and allows the business to take advantage of the Federal Investment tax credit. Capital purchases offer the greatest advantage in all tax incentives. For qualifying companies’ systems can be purchased at nearly a 60% reduction in cost; making an investment in solar that’s hard to pass up.

(PACE) Property assessed clean energy

The Property Assessed Clean Energy program provides a mechanism for paying for a solar system via property tax assessment. The payments are structured similarly to a loan except that they are paid back semi-annually through property tax payments. The PACE obligation is considered an operating expense, is off-balance sheet, and does not affect future borrowing capacity or credit score.

Solar Lease

Operating leases allow a third-party owner(SEM Power) to capture the federal tax credit and depreciate tax benefits, then pass on the subsequent savings to the lessee in the form of reduced energy costs. The lessor owns the solar-producing asset. SEM Power will design, permit, construct, operate, and maintain the system for the lesse for the term of the loan. With a typical term of 7 or 10 years, operating leases offer a shorter term than other financing options, resulting in larger annual payments. At the end of the term, customers have the option to purchase, renew the lease, or return equipment. Operating leases are subject to credit approval and do require a review of the customer finances.

Our financing partners include:

Commercial / Industrial

Commercial / residential

Capital Purchase Property Assessed Clean
Energy (PACE)
Operating Lease
SYSTEM OWNERSHIP Property Owner Property Owner Lessor
UPFRONT COSTS Full Cost None None
OPERATIONS & MANAGEMENT Property Owner Contracts Property Owner Contracts Lessor Contracts
TAX CREDITS To Property Owner To Property Owner To Lessor
TYPICAL TERM N/A 20, 25, or 30 years 7 or 10 years
PAYMENT TERMS Milestone payments per contract Semi-annual payments via property tax bills Typically monthly
SIZE/VALUE RANGE Any PACE + Mortgage < 100% of
improved property value & PACE
< 20% of improved property value
Range from no minimum to
$1 million, depending on lessor
  • High savings
  • Tax benefits
  • Earn a return on capital
  • Fast transaction
  • No money out of pocket
  • Not based on credit
  • Can get tax benefits
  • Off balance sheet
  • Short-term financing option
  • Tax-deductible payments
  • Upfront costs
  • Need to contract O&M
Project is limited to
Improved property value

Lump-sum payment at end of
term to purchase


Need solar panel installation? Call SEM Power! 1-888-496-1119

Customer Reviews


Customer Reviews

Ed Schifman

I rarely write reviews, and to be frank, a company needs to be very bad or they need to be extraordinary to get me to post anything. In the case of SEM Power, the word EXTRAORDINARY is the right word. Although I installed approximately 112 solar panels about five years ago, Hurricane Irma required a new roof, and in doing so, those 112 solar panels had to come down and then reinstalled back in place. Because I was able to reconfigure my solar pool heater in a different location, it allowed me the ability to add another 12 or so panels. In doing so, my billing from FPL has gone from $650 per month five years ago to $8 today. Yes, $8!!! Hard to believe, but solar is incredible. In addition to a reinstall, the software needed to be able to see and control the daily use of power has been challenging, only because an outside vendor supplies the equipment and software. That said, SEM Power has been by my side to get this resolved multiple times due to no fault of their own. This is a tribute to a great organization that I feel was a great decision on my part. If you choose solar, give them a call. I was 110% satisfied!!!

Steven Gardner

Awesome Company, great customer service, installation, and a wonderful experience overall. I am now saving a lot of money on my electric bill. Thanks

Brian TR.

I have been researching solar companies for a year or more and recently went with SEM Power. Today is install day. The crew showed up on time and were ready to work. I am impressed with the respect and work ethic the three gentlemen have doing the install. They are quick with the "Yes sir, no sir" and took the time to show me the workings of the power inverter panel installed on the side of my house. The lead worker explained the process to me of what would be taking place during the install. Michael Barger, the salesman kept me apprised of the items to follow, the inspections, Fpl meter swap and final testing. I am glad I went with SEM Solar and reccomend them to all.

Jacqui McCurdy

Fantastic company fantastic experience! I have had solar for 2 years now and save at minimum half of my old Duke power bill every month. This company has excellent follow up and very responsive to calls! I love looking at the app they have hooked up to the system to monitor my savings! Thank you SEM!!

Jim Latchford

I have had the opportunity to interact with the personnel of SEM Power regarding some equipment issues with my solar panel system and found their response to be professional on a personal and technical level. They went the extra mile to assure me that I understood the nature of the issues and their satisfactory resolution of same. I am quite satisfied with their continue willingness and efforts to make sure that their system is performing as advertised to my satisfaction.